CONTRACTOR INSURANCE
Protect Your Contracting Business
One accident can destroy years of hard work. Get comprehensive insurance coverage designed specifically for contractors, with competitive rates and expert guidance every step of the way.
Insurance Products & Bonds
Insurance Products
- General Liability: $1M-$2M coverage for bodily injury and property damage claims
- Workers' Compensation: Required coverage for ANY business with employees in California
- Umbrella Insurance: Additional $1M-$25M in excess liability protection
- Commercial Auto: Coverage for business vehicles and equipment transport
- Tools & Equipment: All-risk coverage for owned and leased tools and equipment
- Builder's Risk: Protection for projects under construction
Contractor Bonds
- Bid Bonds: Guarantee you'll enter into contract if awarded the project (typically 5-10% of bid amount)
- Contract Bonds: Performance and payment bonds combined to guarantee project completion
- License Bonds: $25,000 bonds required by CSLB for all active contractor licenses
- Permit Bonds: Right-of-way, encroachment, and other permit-related bonds
- Wage Bonds: Guarantee payment of prevailing wages on public works projects
- Payment Bonds: Guarantee payment to subcontractors and material suppliers
- ✓ Multi-carrier quotes for competitive pricing
- ✓ Certificate of Insurance (COI) management with same business day turnaround
- ✓ Additional insured endorsements when needed
- ✓ Policy renewal coordination and reminders
- ✓ Annual workers' comp audit assistance
- ✓ Bonding capacity evaluation and credit review
Get Your Free Quote
Fill out the form below and we'll contact you within 24 hours with competitive quotes tailored to your business.
Why Contractors Choose Us
Industry Specialists
We exclusively serve contractors and understand your unique risks, requirements, and the coverage you need to operate safely and win bids.
Competitive Rates
Access to multiple A-rated carriers means we shop your coverage to find the best rates, often saving contractors 15-30% on premiums.
Fast Turnaround
Most quotes delivered within 24-48 hours. Need a Certificate of Insurance for a bid? We provide same-day COI service.
Ongoing Support
We're with you for the long haul—managing renewals, handling endorsements, coordinating audits, and supporting you through any claims.